Learn more about what we do
Welcome to our
Access to Capital Division
Are you a Existing or New Business Owner?
Are you looking for Business Capital?
Were you denied by a Traditional Bank?
Do you need to Consolidate Existing Business Loans?
If you answered yes to the questions above, then scroll below to learn more.
Also, click the link associated with the Business Capital Product that interests you.
This link will forward you to our Pre - Application of where you'll discover the requirements and complete our application.
We'll contact you once we receive your Pre - Application.
Products
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Merchant Cash Advances
Looking for a Short - Term Capital Product Which
isn't a Loan?
-Approvals up to $3.5k -
$2 Million.
-Payment Terms of
3 - 24 Months.
-Approvals in 24 Hours.
-Funds Transfers in
1 - 3 business days.
-No Personal Collateral.
Click below to see the requirements and to complete our Pre - application.
Business Loan/
Advance Consolidation
Need to Consolidate Existing Business Loans?
-Approvals up to
$20k - $2 Million.
-1 - 5 Year Repayment Terms.
-Approvals within 48 Hours
or less.
-Personal or Business Collateral May Be Required.
Click Below to see the requirements, and to complete our Pre - Application.
Term Capital Loan
Looking for Business Capital with a Longer
Repayment Term?
-Approvals up to
$20k - $500k.
-1 - 3 Year Repayment Terms.
-No Prepayment Penalty.
-Approvals & Funding within
1 - 3 Business Days.
-Interest Rates Begin
at 8.99%.
Click below to view the requirements, and to complete our Pre - Application.
Inventory Financing
Looking for Seasonal &
Short - Term Inventory Solutions?
-Approvals up to
$20k - $500k.
-Unsecured (No Collateral).
-No Credit Check.
-Approvals within 24 Hours.
-Short Terms that can last up to 24 Months.
Click below to view the requirements, and to complete our Pre - Application.
Equipment Financing
Need new Equipment?
We serve a variety of niches!
-Commercial & Industrial
-Trucking & Transport
-Commercial Vehicles
-Franchise & QSR
-Gas, Convenience Store &
Car Wash
-Healthcare & Hospitality
-Merchant Financing
-Technology & Software
Click below to view the various credit programs & requirements for each. Also, use this same link below to complete our Pre - Application.
Invoice Financing
Would you like for your Invoices to be
fulfilled quicker?
-Approvals up to
$25k - $5 Million.
-30 - 90 Day
Repayment Terms.
-Approvals within 24 Hours.
-Funding within 1 - 3
Business Days.
-No credit check Invoices will be used as collateral.
Click below to view the requirements, and to complete our Pre - Application.
SBA Bridge Loan
Waiting for current bid award? Are you waiting for a SBA Loan to process?
-Approvals up to
$20k - $500k.
-1 - 5 Year Repayment Terms.
-No Prepayment Penalty.
-Interest Rates start at 7.49%.
-Funding within
2 - 5 Business Days.
Click the link below to view the requirements, and to complete our Pre - Application.
SBA 7(a) Express Loan
Do you need to act fast for a upcoming project?
-Approvals up to $350k.
-Interest Rates up to
4.5% - 6.5%.
-10 Year+ Repayment Terms.
-Business Plan Required.
-Collateral may be required for low monthly capital.
-Request are required to be
above $25k.
Click below to view the requirements, and to complete our Pre - Application.
SBA Commercial Real Estate Loan
Ready to Purchase a
Office Building?
-Approvals up to
$350k - $5 Million.
-Interest Rates up to
5.50% - 6.75%.
-25 Year Repayment Terms.
-Build Equity Value &
Net Worth.
-No Balloon Payments or Maturities.
Click below to view the requirements, and to complete our Pre - Application.
Fix & Flip
Real Estate Financing
Looking to Flip a Shell Property?
-Approval up to $50k - $2.5 Million.
-12 Month Repayment Terms.
-LTV: Up to 90% of the purchase price + 100% of rehab costs; Not to exceed 75% of the ARV.
-Min. Property Value: $75k.
-620 Min. FICO Score.
-No Pre - Payment Penalty.
-Click below to view the requirements, and to complete our Pre - Application.
Short - Term Rental Real Estate Financing
Looking to Invest in Real Estate, but you
need a longer term?
-Approvals up to $50k - $2.5 Million.
-24 - 36 Month Repayment Terms.
-LTV: The Lesser of up to 85% of As-Is Value or up to 85% Loan-to-Cost; Refinance: Up to 75% of the As-Is Value; Cash-Out: Up to 75% of the As-Is Value.
-Min Property Value: $75k.
-620 Min. FICO Score.
-No Pre - Payment Penalty.
-Click below to view the requirements, and to complete our Pre - Application.
Long - Term Rental Real Estate Financing
Looking for a Real Estate Loan with an
Extended Term?
-Approvals up to $75k - $1 Million.
-15 & 30 Year Fixed Repayment Term.
-LTV: The Lesser of up to 85% of As-Is Value or up to 85% Loan-to-Cost; Refinance: Up to 80% of the As-Is Value; Cash-Out: Up to 75% of the As-Is Value.
-Min Property Value: $100k.
-620 Min. FICO Score.
-Pre - Payment Penalty: Year 1: 3% of Loan Balance, Year 2: 2% of Loan Balance, Year 3: 1% of Loan Balance.
-Click below to view the requirements, and to complete our Pre - Application.